In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

The rapid advancements in artificial intelligence have positioned it as a transformative force across various industries, with fintech emerging as a prime beneficiary. As the financial sector embraces ...

Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...

Only 1.76% of Americans have a perfect credit score. Here's why you don't need one, and what matters more for your financial ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...

Credit scores and reports haven’t been around that long, in the grand scheme of things, anyway. The first standardized credit scoring model was FICO’s in the ’80s, and there wasn’t a ton of ...

Most people assume that once they retire, credit scores become a relic of their working years. You've paid off the mortgage, ...