Best Trick For Fixed Deposit 🏦 FD laddering is a strategy where an investor spreads their investment across multiple FDs with different tenures and interest rates, creating a “ladder” of maturity dates. Under this strategy you need to breakdown your FD into 3-5 parts in such a way that every year one of your FD matures. In this way you will have get a cash in your every year that means liquidity is in your hand. As you know, every year one of your FD gets mature so if you think you don’t need t
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Extra returns on FD 💸 📍You can optimize your returns on FD using FD laddering 📍When you expect the FD rates to change in the near term, instead of doing one FD over a long duration; you can consider doing a series of FDs over a period of time 📍This is known as FD laddering 📍So you simply divide your investment in FDs and spread them over multiple smaller FDs with different maturity periods 📍This helps you earn better returns in rising interest rate environment and also helps better manage
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